SMART Goal

SMART Goal

Set a SMART Goal Looking to make some changes or accomplish something you have been wanting to do? Goal setting is just the thing to help make that happen. When we investigate the process of goal setting, it can quickly become overwhelming with all the possible steps...
Money Habits

Money Habits

Master Your Finances Managing your money effectively is crucial for a secure financial future. Learn how to instill good money habits that can help you build wealth and avoid financial pitfalls as well as identify and steer clear of bad money habits that can hinder...
Credit Score

Credit Score

June 17, 2021 How to Increase Your Credit Score There are 5 factors that affect your credit score: Payment history Credit utilization (how much of your revolving debt you are using) Average age of accounts Credit mix Inquiries Pay your monthly bills on time Payment...
DownPayment

DownPayment

Strategies to Save for a Down Payment Figure out how much down payment you will need Don’t forget to consider moving and closing costs Closing costs include lender fees, appraisal fee, home inspection fee, and transfer fees which can total between 3% to 4% The...